Bars, Restaurants and Taverns
24 Hour & 7 Day a week claim reporting
24/7 Online Access
Certificates ordered online
Loss prevention programs
Safety manual assistance
Safety inspections
New employee safety training
Confined space training
Assistance in worksite safety issues
Support from the New York State Insurance Fund
Premiums are required by law to use the lowest possible rates as long as the State Fund is solvent.
Accordingly, rates are typically lower than for-profit insurance companies.
20% upfront discount available.
Dividends paid annually.
Recent dividends of 25% and higher.
Combined savings of 40% to 50%.
SAFETY GROUP 495 IS HEALTHY
Group 495 has always paid a dividend since it was established in 1978.
Group 495 has paid over $40,000,000 in dividends since inception.
Group 495 paid a 30% dividend totaling over $1.1 million in the fiscal year 2018.
Group 495 has reserves of nearly $7 million which exceeds the projected liabilities.
WE HONOR YOUR RELATIONSHIP
The Group Manager honors your relationship with your Agent if you have one and will pay them a customary sales commission.
The Group Manager is paid a service fee by the members and does not charge a sales commission.
We are here to provide our insureds with the lowest premiums possible and with loss control that reduces the frequency and severity of injuries and the time lost by employees due to injuries.